Insights, product development, market development and innovation executive skilled in spanning boundaries and leading teams to identify, sell, build, mobilize, and bring to market new payments, B2B2C SaaS and data-driven products that drive customer growth. Unique combined experience includes innovation, strategy, product development, market development, operator and ecosystem activation. Previously, Vice President, Federal Reserve Financial Services for over two decades focused on insights and market development in payments business serving 10,000 institutions and clearing $700 trillion annually. Previously, product development consultant for Ameritrade's 1st of it's kind consumer financial mall. I am a sustaining industry partner with the Wabash College Center for Innovation, Business and Entrepreneurship, a top-10 US college for internships, having mentored student teams for two decades. Ѻ Lead identification, development, go-to-market and commercialization of B2B, B2B2C, SaaS, and AI driven platforms ($100M ARR). Ѻ Founder/producer of 25-year fintech innovation conference convening 5,000 global thought leaders on faster/instant payments, cryptocurrency, stablecoins, tokenized deposits, AI, fraud, risk management, and standards annually spanning Web 1.0, Web 2.0 and Web 3.0. Events convened top leaders from banking, fintech, end users, business schools, strategy, risk and regulatory communities. Focused on advancing change in platform and network-driven markets navigating significant technology, market and/or regulatory change. Ѻ Leads multiple, multi-year comprehensive payments, bank, vendor/fintech, consumer, business, digital asset, risk management and B2B2C fintech roadmap and maturity studies. Studies have engaged 10,000 institutions; 200 fintech and 3rd party processors; 15,000 consumers, 15,000 businesses and 200+ global innovation pilots and/or consortium partnerships. Author of: https://oddsyoumake.substack.com. Posts here reflect my opinions and not necessarily those of organizations I am or have been affiliated with.