Anand Murugan is the Founder & CEO of Blackbee AI (Cratoflow Inc.) and founder of Fintechy, two companies at the intersection of finance operations and artificial intelligence. At Blackbee AI, Anand leads the development of an agentic Intake-to-Pay platform that deploys 14 specialized AI agents above ERP systems — giving CFOs, Controllers, and AP Managers real-time control over the 40-60% of company spend that traditional procurement tools never see. The platform integrates natively with NetSuite, Sage Intacct, and Microsoft Dynamics 365. At Fintechy, he leads a managed finance operations and consulting firm serving clients across the US, Canada, and India, giving him ground-level visibility into how finance teams actually operate across jurisdictions and systems. With a Master's in Accounting & Finance and a BS in Computer Science, and more than 20 years spanning global finance operations, ERP implementations, and software development, Anand brings a rare practitioner's perspective to the future of AI in finance.