I am CEO and Chief Investment Strategist of Mainstay Capital Management, LLC, a fee-only, independent, Registered Investment Advisor with $4.5 billion under management. I have been ranked by Barron’s as one of the “Top 100 Independent Financial Advisors” in the country for the past sixteen years and among the top 100 in Forbes “Top Wealth Advisors” for the past five years. I regularly speak at national conferences, conduct educational seminars, and advise thousands of workplace savings plan participants. I am also President and Executive Editor of FIA Publishing, LLC, which publishes the “401k Investor” series of investment advisory newsletters. As part of my philanthropic activities, I serve as the Executive Advisor and Sponsor for the ENGAGE® Undergraduate Investment Conference, an annual international student stock pitch competition and conference.