Pratik Khowala is responsible for driving growth and innovation of Mastercard’s global money transfer and bill pay businesses. Pratik leads Mastercard Move, which facilitates fast and secure disbursements, remittances, and business-to-business (B2B) payments across 200 countries and territories and 150+ currencies. He also manages Mastercard’s Global Bill Pay program, offering efficient solutions for businesses and consumers to pay and get paid. Prior to his current role, Pratik has held several leadership roles since joining Mastercard in 2010, most recently as Chief Financial Officer of Consumer Payments and Commercial & New Payment Flows. He has worked in many regions including Asia Pacific, Middle East, Africa, Central Europe, and the U.S., and across diverse sectors such as payments, banking, manufacturing, and IT services. Pratik has over 25 years of CFO experience where he has focused on driving growth and transformations for global businesses. He holds a bachelor’s degree in commerce from Delhi University. He is a Chartered Accountant and Chartered Financial Analyst.