As Managing Director for North America at Xero, Andrew is responsible for shaping and executing the strategy to accelerate growth across the U.S. and Canada. With a career dedicated to empowering small businesses, he has led Mid Market sales at Intuit and Global SMB and Mid Market sales at PayPal, where he embedded AI, data and modern selling practices to better serve SMBs. Prior to that, he founded and scaled Swift Financial into a $300M lending platform with $100M in ARR — supporting thousands of small businesses — before its acquisition by PayPal. Andrew holds a Bachelor’s degree in Political Science from the University of Delaware and believes passionately that when small businesses thrive, economies and communities thrive.