Pam Kaur is a banking-technology operator and investor who covers fintech for community and regional banks, with a focus on AI, payments, data strategy, and third-party risk. Over the past decade in tech and financial services, she has built post-investment programs, led product and technical diligence, and advised executives on compliant go-to-market, vendor management, and regulatory strategy. Pam serves on advisory boards in finance and education and speaks regularly on deposit strategy, responsible AI, and operational resilience. Her reporting bridges policy and execution, translating standards into pragmatic insights that help institutions modernize securely and startups scale responsibly. She brings an operator’s lens across product, distribution, and compliance, and prioritizes evidence-based analysis, on-the-ground case studies, and measurable outcomes.