Wayne Anderman is the founder, chief executive officer, and wealth advisor of Anderman Wealth Partners. With more than 25 years’ experience in the financial services industry, he works closely with clients to advise them on all aspects of their financial life with an emphasis on tax-smart investing. Wayne began his career as an investment advisor with Prudential Securities in 1986 and went on to hold vice president and regional manager roles at Wachovia Securities and Mellon Advisor Services – a former subsidiary of Bank of New York Mellon. He is a CERTIFIED FINANCIAL PLANNER™ with numerous securities, investment advisory, and insurance licenses and holds a bachelor’s degree in political science from State University of New York at Albany and a Master of Business Administration from the University of Miami. Wayne is educated, skilled, and a consummate professional, but he’s truly a creative at heart. From scuba diving and traveling Europe to enjoying good wine with good friends, Wayne savors life’s great experiences and inspires others to do the same. Disclosures: The information provided here is not investment, tax or financial advice. You should consult with a licensed professional for advice concerning your specific situation. All investing involves risk, including the possible loss of principal. There is no assurance that any investment strategy will be successful. Past performance is not a guarantee of future results. A diversified portfolio does not assure a profit or protect against loss in a declining market. Asset allocation cannot eliminate the risk of fluctuating prices and uncertain returns. Securities offered through Cetera Wealth Services, LLC, member FINRA/SIPC. Advisory services offered through Cetera Investment Advisers, LLC, a registered investment adviser. Cetera is under separate ownership from any other named entity. This material was created by Anderman Wealth Partners for use by Forbes and does not represent the views and opinions of Cetera.