Dr. Louis Gritzo is chief science officer and staff senior vice president for commercial property insurer FM, a leader in property loss prevention and business continuity. He has been contributing to Forbes since the fall of 2020. Dr. Gritzo is responsible for leading the strategic advancement of science and research, including identifying emerging industrial risk trends and leading the development of scientifically proven solutions to prevent property loss and business interruption for key emerging hazards. Prior to joining FM in 2006, he was manager of fire science and technology at Sandia National Laboratories in Albuquerque, New Mexico, and was a member of its Advanced Concepts Group think tank. He has a Ph.D. in mechanical engineering, with a minor in applied mathematics, from Texas Tech University.