Erik Sherman is an independent journalist who has been writing at Forbes for 11 years. He reports on business, economics, finance, investing, markets, tech, law, commercial real estate, and income and wealth inequality. His credits include Fortune, the Wall Street Journal, the New York Times Magazine, NBC News, CBS Moneywatch, Technology Review, The Fiscal Times, and Inc. He is also the author or co-author of 10 nonfiction books. Follow him for continuing coverage of how finance and economics affect people, often in unexpected ways, through analytic pieces that move beyond the surface of topics and seek deeper insight, often employing data analysis to do so. You can get his free periodic newsletter at https://eriksherman.substack.com