I am a Director at Kapronasia, one of Asia’s leading providers of financial industry market research and consulting services. I follow how technology is disrupting the nature of the traditional financial industry and am a regular speaker and writer on the subject. Prior to Kapronasia, I was Intel's Global Banking Industry Manager and before Intel, the CIO for Citigroup Portugal. I have a Computer Science degree from Syracuse University and an MBA from INSEAD, and am the author of ‘Chomping at the Bitcoin’ published by Penguin.