I am an economist who thinks a lot about higher education. Is the system broken? How does it need to change? How will anyone be able to afford to go to college in ten years? I consult, speak and write on these issues. My clients include colleges and universities throughout the United States. Before becoming a consultant, I was president of Mercy College, a multi – campus institution of 10,000 undergraduate and graduate students with campuses in New York City, Westchester and on‐line, vice president of finance at Goucher College, and I worked at the University of Maryland at CollegePark, the Maryland Higher Education Commission, and the Maryland State Department of Budget and Fiscal Planning. I chair the board of the The KnowledgeWorks Foundation and I sit on the boards of the American Public University System, The Asolo Theatre, The Sarasota Education Foundation and several other nonprofits. I have edited three books and have written more than 200 chapters and articles about higher education finance.