With more than 35 years of experience as an attorney and financial planner, I’ve worked with hundreds of business owners to solve problems, help them exit their businesses or retain their top talent. I’ve worked all over the country with financial advisors and business owners to help them better prepare for their financial future. My Forbes.com blog is focused on financial intelligence for business owners. I talk about current events, experiences I've had with business owners and a lot about taxes. Steve is a retired employee of the Principal Financial Group®, continuing to serve the company as an independent consultant writing and speaking about financial topics for business owners. Steve is also an adjunct professor at Drake University. The subject matter in this communication is provided with the understanding that neither Steve Parrish nor The Principal® are rendering legal, accounting, or tax advice. You should consult with appropriate counsel or other advisors on all matters pertaining to legal, tax, or accounting obligations and requirements. Parrish does not provide legal services on behalf of the companies of the Principal Financial Group. Insurance products from the Principal Financial Group® are issued by Principal National Life Insurance Co. (except in NY) and Principal Life Insurance Co., Des Moines, IA. Securities offered through Princor Financial Services Corp., Member SIPC, Des Moines, IA. The author is a Forbes contributor. The opinions expressed are those of the writer.